Welcome to Advantage Dental Group. Where we offer affordable dentistry, by accepting many insurance plans. Are we in-network with your insurance? Check our list below.
We will file claims on your behalf, saving you the time and hassle.We will go the extra mile to help you maximize your benefits. As a courtesy, we will help by filing your insurance forms, which will save you considerable time and trouble. We accept payments from most insurance companies, which reduces your immediate out-of-pocket expense. Don’t have insurance, no worries – we offer many alternatives including care credit
No Insurance No Worries
If you don’t have Dental Insurance you are not alone. A lot of our patients prefer to pay out of the pocket of utilizing our financial payment plan.
We accept and honor most dental insurance plans. The following are just a few of the dental insurance carriers we are providers for:
Treatment that is recommended by a dentist is listed on the fee schedule and accepted under the terms of your group plan.
Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.
Indemnity or traditional Insurance reimburses members or dentists at the dentist’s UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.
Difference with PPO and HMO
PPO plans (Preferred Provider Organization) are the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, dentures), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.
Also known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs. HMOs generally don’t pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.