What is The Difference Between Dental Insurance and a Dental Discount Plan?

August 26, 2019

Cosmetic DentistryChoosing a dental plan is important. Not only does it ensure the health of your teeth, but it can also help you save money on dental services and operations.

These days, most families have options. Dental offices understand how important it is to provide oral care to everyone, which is why many practices offer several payment options like dental insurance or a dental discount plan.

Not sure which option is right for you? We’ll tell you a little bit about both so you can decide!

What is Dental Insurance?

Dental insurance is a form of healthcare where the insurance company pays a portion of your dental services, while you pay a monthly rate and sometimes a co-pay for dental visits. You may qualify for dental care through employee benefits, or you may need to look for an individual plan if your company doesn’t offer dental care. In some cases, individual dental care is more expensive than an employee plan, so we recommend going over all of your options first.

Normally, dental insurance covers two dental cleanings and one set of x-rays annually. Some dental plans have a maximum spending limit, while others do not.

If your teeth are in good shape and you plan to exclusively receive preventative care, you may want to look into a dental discount plan. If you foresee a lot of dental visits in your future that involve dental specialists, dental insurance may be a better fit for you.

What is a Dental Discount Plan?

A Dental Discount plan is a form of dental coverage that offers discounted rates on certain services. Like insurance, you are receiving savings on dental visits, but you are responsible for paying 100% of that discounted rate. Dental discount plans charge a flat annual fee and no co-pay during dental visits. Usually, dental savings plans cost about $150 to $350 per year.

Discount plans are a great option for people that don’t have dental insurance and/or have healthy smiles that don’t require a lot of attention.

Advantage Dental Group Has Options

You can’t afford to skip dental visits, which is why Advantage Dental Group has you covered no matter what! We accept most insurance plans and have payment options without insurance.

If you and your family are looking for a comprehensive team of professionals dedicated to providing exceptional care, you are in the right place.

We offer a convenient discount plan that covers the whole family year-round. Our Gloss Dental Discount plan is similar to a Costco or Sam’s Club membership; Gloss patients receive up to 50% off all dental services for a small annual fee.

Visit our Gloss Dental Discount Plan page for a full list of benefits.

Contact Your Dentist in Pueblo, CO

At Advantage Dental Group, our team is equipped to treat the whole family at the best value possible, so all of you can maintain healthy smiles.

For more information regarding dental coverage or payment options, visit our resources page or contact us today.